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Youth Savings Account
Help young people up to age 17 engage in the fun of saving and reward them for filling up their piggy bank—and all the while, they’ll earn interest on any deposit. A parent, aunt, uncle, grandparent or friend can open a youth savings account, even for a baby, and help save for their future.
A youth account operates just like our regular account:
- Open the account with a one-time, $5 membership deposit, which is required to purchase a share of membership in the credit union.
- Deposits and withdrawals can be made in any amount.
- Account interest is compounded and paid quarterly.
- Through this account, you establish membership at Extra Credit Union with access to all our services.
Account Opening Contests
Any new youth member who opens an account from September 1, 2024 to May 31, 2025, will be entered into a drawing to win a $100 account deposit in the month they opened the account. The drawing will take place on the 5th of the following month. PLUS, all youth who open an account during the 2024-25 school year will be entered for a chance to win a GRAND PRIZE $500 deposit into their account.
Plus, Rockstar account members ages 7-11 get a special gift package, which includes:
- ECU Drawstring Bag
- ECU Coin Bank
- ECU Color-Changing pencil
- Blow-Up Guitar
Account Perks
Good Grades Pay
Middle and high school youth members get paid for every “A” and “B” on their report card through the Good Grades Pay program (up to $12 per report card).
Submit your report card after each quarter and we’ll deposit the money directly into your account. Report cards can be dropped off at a branch, emailed to FinancialEducation@ExtraCreditUnion.org, or submitted by using the form below .
Greenlight
Teach smart spending.
Greenlight is the loved, trusted debit card and money app for kids and teens that helps families raise financially-smart kids and manage every day financial tasks—and it is now available to you for free!*
*Extra Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Extra Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 12/11/2027. Offer subject to change and partner participation.
Routing Number: 272477432