Money Market Accounts
Grow your savings with higher returns—without giving up access to your money. Our Money Market Account offers the perfect balance of flexibility and earning potential, so your funds can work harder while staying within reach.
Maximize Your Earnings with a Money Market Account
Would you like your funds to earn more interest than a regular savings account—while still having easy access to your money? A Money Market Account from Extra Credit Union gives you the best of both worlds: higher dividends and financial flexibility. The more you save, the more you earn with our tiered interest rates.
Here’s how it works:
- Minimum opening deposit of $5,000
(Youth Money Market available with a $2,000 minimum) - Balances of $20,000–$49,999 earn a higher interest rate
- Balances of $50,000 and up earn our top-tier interest rate
- Interest is compounded and paid monthly
- Up to six transfers or withdrawals per month, per federal regulations
Smarter Tools. Better Control. More from Extra Credit Union.
Checking Accounts
Manage Your Money with Ease
Stay on top of your finances with our hassle-free checking accounts. Enjoy features like no minimum balance, online and mobile banking, and convenient debit card access to keep your money within reach.
Savings Accounts
Build Your Savings, Secure Your Future
Start saving for what matters most with our range of savings accounts. Earn competitive interest rates while keeping your funds accessible and secure.
CDs (Certificate of Deposit)
Guaranteed Growth Over Time
Lock in your savings and watch them grow with our CDs. Choose from a variety of terms and rates, ensuring your investments work harder for you.
Youth Banking
Start Smart, Save Smart
Teach kids and teens the value of saving with our youth banking options. From savings accounts to financial education, we’re here to help young members build strong financial habits early.
Love My Credit Union Rewards Program
Extra Credit Union is proud to partner with Love My Credit Union Rewards to offer benefits to our members. Extra Credit Union doesn’t control the functionality, policies, or content on independent sites.
Your Financial Journey Starts Here
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.