My wife and I wanted to take control of our debt, so we began looking for a debt consolidation loan. Unfortunately, because of our past credit issues, we couldn’t get approved for a loan anywhere. It was Extra Credit Union’s tagline that finally got our attention and prompted us to give ECU a call. The credit union has given us the opportunity to take our extremely high-interest loans and cut them in half. The credit union not only consolidated our debt, but the helpful lending staff also refinanced our vehicle, saving us a total of $600/month.

I’ve been banking with Extra Credit Union since I was 18 years old. When my wife and I were considering a debt consolidation loan, we turned to Extra Credit Union. It was a simple and smooth process. We were able to consolidate debt and interest from four credit cards with four different rates. We are saving a ton of money each month, paying one interest rate. ECU set up automatic payments so we don’t have to worry, and we have a five-year plan instead of a bunch of minimums with no end in sight.

Sheila Dill lived comfortably over the past 30 years. After retiring, her income decreased while her spending habits didn’t. Initially her purchases were gradual, but over the years she incurred unexpected medical bills as well. She went from being able to pay the balance on her credit cards in full each month, then just the minimum amount due, and when she turned to Extra Credit Union for help, she wasn’t able to pay even that.

Extra Credit Union came to her rescue by consolidating her high-interest credit cards and medical bills with our Debt Crusher Debt Consolidation Loan program. Read Sheila's Story HERE .