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Credit Unions vs. Banks — And Why Extra Credit Union
When you think about where to bank, you might picture the big names—but what if there was a better option? At Extra Credit Union, we believe banking should be personal, transparent, and member-first—not profit-first.
Credit Union vs. Bank: The Breakdown
| Credit Unions | Banks | |
|---|---|---|
|
Ownership
|
Owned by members | Owned by stakeholders |
|
Mission
|
People over profit | Profit-driven |
|
Earnings
|
Returned to members via better rates and fewer fees | Paid out to stakeholders |
|
Personalization
|
Relationship-focused service | Transaction-focused |
|
Community Impact
|
Invested in local schools, programs, and financial education | Limited local investment |
Why Extra Credit Union?
We were founded by teachers who wanted more for their communities—and we’ve
carried that spirit ever since. Our focus isn’t just on your finances. It’s on yourfuture. That means supporting your goals, offering honest solutions, and creating
financial products that meet real-life needs.
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